In a mixing bowl, mix together the shredded apples, brown sugar, cinnamon powder, red chili powder, salt, and set aside for 10 mins.
In a pan, heat some oil, add cumin seeds, and let them splutter.
Add cinnamon stick, bay leaf, and chopped ginger. Cook everything for 10 seconds.
Transfer the apple mixture, stir, and cover the pan with a lid. Cook the apples for about 5 mins on medium low heat.
Take out the lid, stir the apples, and add apple cider vinegar.
Mix everything well and cover the pan with a lid. Cook the mixture for about 15 mins, stirring frequently.
Remove the lid and cook the chutney for about 2-3 mins or until the moisture has evaporated.